Trusted Mortgage Broker

We use our knowledge and experience to custom tailor the right mortgage for every client. We recommend different solutions for different clients that are specific for first-time homebuyers, move-up buyers, separating clients as well as investors who may be looking to unlock some of their home’s equity. No matter your situation Bob is here to help.

Knowing where to start can be tricky

For most people, purchasing a new home should be an exciting experience. Whether you’re a first-time purchaser or a seasoned veteran, today’s marketplace offers you literally hundreds of options. But it’s hard to know where to get started or who to trust.

Why Bob is the clear choice

Bob has received numerous awards for mortgage production, including a lifetime achievement award.  With 20 years of experience in the banking and mortgage brokerage industry, Bob has closed thousands of mortgages and is able to offer a level of service second to none!

Works for you

The future of our business depends entirely on how well we look after clients like you. Whether it is purchasing your first home, renewing a mortgage, or refinancing an existing mortgage. We look forward to helping you soon.

Gives you options

We can put together the best mortgage package to suit your individual needs. This includes seeking out competitive interest rates, along with the best mortgage terms and prepayment privileges.

Open to all

Whether you’re buying your first home, refinancing, or simply renewing, Bob is here to help you every step of the way. No matter what the situation is we’re here to help.

Bob Woods

A broker you can trust

My mission is to be “the best in the eyes of my clients” and by closely observing market trends, examining existing personal budgets and future financial requirements, I can put together the best mortgage package to suit your individual needs. This includes seeking out competitive interest rates, along with the best mortgage terms and prepayment privileges. I have access to volume discounts that enables you to save thousands of dollars, and we are reimbursed by the many lending institutions we have access to; therefore there are usually no service fees.

Services

  • Purchace
  • Refinance
  • Renewal

For most people, purchasing a new home should be an exciting experience. Whether you’re a first-time purchaser or a seasoned veteran, today’s marketplace offers you literally hundreds of options. With competing financial institutions all vying for their share of the market, it can make this process complicated and perhaps a little confusing for many. Choosing the right mortgage Broker and the right mortgage product can save you thousands of dollars.

Let me help you to understand the financing process and provide you with the knowledge and unbiased opinions to help me become your trusted advisor and help with you through the mortgage financing process.

Many homeowners consider refinancing when interest rates start dropping, or if there is a change in a person’s financial situation. A good rule of thumb suggests that if interest rates are more than ½% lower than your current interest rate, then perhaps it is worth considering to refinance your mortgage. Conventional wisdom may suggest that choosing a lower interest rate will save you money, but it is possible to save much more by picking the right mortgage product. You should never consider any single variable on its own when choosing a mortgage, but rather look at all the options and considerations before making your decision. When choosing a mortgage strategy, we need to identify how long you plan to stay in your home, how you will be using your new found equity, and whether refinancing now supports your overall financial goals. One of the most important items to identify is how quickly will you recover any prepayment penalties, legal fees etc. associated with refinancing your mortgage and what direction interest rates are expected to move in the future.

We welcome the opportunity to discuss how I can help design a mortgage that is customized to fit your specific needs and the timing has never been better than right now!

If you are already an existing client of ours, then you know that we keep you informed as to when your mortgage is coming up for renewal. By being well informed ahead of time, you will be better prepared to take advantage of any new products available in the market-place since the last time your mortgage was registered. Whether you return to the same lender, or put your mortgage on the open market for other lenders to compete for it... You should speak with us.

If you are not already a client of ours and your mortgage is up for renewal shortly, don’t take it personally if your current lender has offered you a renewal agreement with higher interest rates than you are seeing elsewhere. We call it their “laziness test” and your lender is betting that you will not take the time to comparison shop and they are hoping you will end up signing into a mortgage with interest rates that are higher than necessary.

Reviewing your current mortgage and renewal options to find a mortgage product with the best rate and terms can save you thousands of dollars so plan ahead and don’t wait!

Current Advice

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Testimonials

When I decided to re-finance my home to consolidate debt, my fear was that I was going backward! We took advantage of the lower interest rates while keeping my mortgage payment the same and I am in a far better financial situation than before. I did not think it possible.

Lisa

I thought I was being looked after by a bank mortgage "specialist" that was referred by my realtor. The day before my condition of financing was about to expire, I found out that he could not help me. In a panic I contacted Bob and he worked out a solution over the phone. He placed my mortgage with another bank and I can’t thank him enough!

Phillip

Trust you're in good hands

From first time home-buyers to seasoned investors, Bob’s attention to service is not taken lightly. Get started today and see what Bob can do for you!