Links

A Phd. York University Study by
Dr. Moshe Milevsky

In 2001, Dr. Milevsky made Canada reassess its fixation on fixed-rate mortgages.  He showed with statistical evidence that variable rate-mortgages saved borrowers money 88.6% of the time.  Since then, Dr. Milevsky’s research has been one of the foundations of Canadian mortgage planning.

MPAC

Each year, the Municipal Property Assessment Corporation (MPAC) prepares an assessment roll for every Ontario municipality. The roll provides the assessed value of all the properties in a municipality or in the jurisdiction of a school board with taxing authority.

MPAC also prepares supplementary assessment lists, which municipalities use to add in-year tax revenue from new construction or major alterations to properties.

CMHC

This site provides you with High Ratio Insurance information and guidelines.

sagen (Genworth Canada)

Sagen™, previously known as Genworth Canada, is Canada’s largest private mortgage insurance provider. We offer many different mortgage insurance products to lenders and brokers across Canada, making homeownership more accessible to first-time homebuyers.

Canada Customs & Revenue Agency

The place to go to get information about the RRSP Home buyers Plan.

Credit Score Calculator

This link might give you an idea as to what your credit score might be once you put in some basic info.

The Bank of Canada

This site provides ‘Historical Bond Yields’ and ‘interest rates’ A great place to go to track interest rates.

Equifax

Equifax compiles credit reporting data from many sources and creates a credit file that reflects your personal credit history including your FICO score. Now you can view your credit report online enabling you to monitor your credit and monitor your score while protecting yourself from identity theft.  Before making major purchases, such as buying a home or car, you can see exactly what information is available to potential lenders.

FCAC Are you Shopping for a mortgage

This link provided by the Financial Consumer Agency of Canada to help First time homebuyers decide what mortgage is right for you.

The Bank of Canada

This site provides ‘Historical Bond Yields’ and ‘interest rates’ A great place to go to track interest rates.

Canada Customs & Revenue Agency

The place to go to get information about the RRSP Home buyers Plan.

FCAC Are you Shopping for a mortgage

This link provided by the Financial Consumer Agency of Canada to help First time homebuyers decide what mortgage is right for you.

The Bank of Canada

This site provides ‘Historical Bond Yields’ and ‘interest rates’ A great place to go to track interest rates.

Canada Customs & Revenue Agency

The place to go to get information about the RRSP Home buyers Plan.

FCAC Are you Shopping for a mortgage

This link provided by the Financial Consumer Agency of Canada to help First time homebuyers decide what mortgage is right for you.